Why Medical Bills In The US Are So Expensive

They billed our insurance company over $3 million for the cost of transplant. Then I have another EOB right after it was it was another $1 million.So you’re looking at a $4 million transplant. I don’t know what people do without insurance. How could you even begin to pay that? We hear so much about how expensive medical bills are, we’ve almost become numb to it. In 2017, 1/3 of the money raised on GoFundMe went towards medical campaigns. And the site raises $650,000 a year for more than 250,000 medical campaigns. Luca was born with Alveolar Capillary Dysplasia and Hirschsprung’s Disease. At three weeks old, he had surgery to remove part of his colon. At two months, he went into cardiac arrest. And at five months, he had a lung transplant. His parents had to turn to fundraising almost immediately just to keep up with the medical bills. They did a clamshell approach and he has several scars from all of the other surgeries. So when did the U.S. health care system go from a philanthropic program to a multi-billion dollar industry? And where do the funds go once the bills are paid? Today, the U.S. health care system is in a sort of tug of war between physicians, hospitals, pharmaceutical companies, shareholders and insurance companies. The list goes on. But for this video we’ll just focus on these entities. Caught in the center of it all are the patients. We’re often not able to provide the type of care that we want because of the cost of care. Most Those costs are now forcing a growing number of uninsured or underinsured Americans into traveling abroad for medical treatment. Everyone started thinking of health care as a business where the metrics were profit, return on investment, efficiency, and those aren’t the metrics of health but that’s how we judge hospitals today. You would think that they would be looking out for your chronically ill children and you know all of the medications and and things like parking at the hospital. No. No that’s not covered. But before we get to all of this, let’s rewind to understand how we got here. This chart is a pretty good place to start. The data shows health care spending versus life expectancy. The rest of the world pretty much stays the same course. But around 1980, the U.S. veers off. I like to say it’s kind of the, the road to hell is paved in good intentions because everything we’ve done was in the name of better health. To be clear, growth in U.S. health care spending has slowed over the past few years but it’s still way higher than in other wealthy countries. Before government programs like Medicare and Medicaid, Blue Cross and Blue Shield were the main providers of health insurance in the U.S. At the time they were nonprofits and accepted everyone who wanted to sign up. But at this point, it wasn’t to control costs. It was really insurance in a worst case scenario. And after World War II, employers started offering health insurance. Suddenly demand was booming. From 1940 to 1955, Americans with health insurance went from 10% to more than 60%. That demand created a business opportunity, and for profit companies started rolling in. Insurance was the first sector because it’s in some ways the original sin, in the sense of it separated the consumer from payment right. So it felt like nobody was paying. By 1951, Aetna in Cigna were major players in the for profit health insurance market. And in 1965, President Johnson established Medicare and Medicaid. This medical insurance for those over 65 will become effective July 1st. Even so, the for profit insurance market continued to gain steam through the 70s and the 80s, capturing more and more of the health insurance market. Meanwhile the first for profit hospitals started popping up around the country. When Medicare and Medicaid started, there were none. But by 1983, one in seven U.S. hospitals belonged to an investor-owned multi-hospital system. By the 90s, Blue Cross and Blue Shield had merged but they were losing money, fast. And in 1994, they let their local companies turn to Wall Street to stay afloat. Hospitals I think were the first to realize, well we can charge whatever we want for these things because it feels like no one’s paying. But then you know there are all these doctors in the hospitals. They see all these business consultants coming in. They see the hospital’s CEO making two million dollars a year and they’re feeling like wow we’re suckers. You know we’re working our tails off here, and we want in too. Essentially hospitals went from being run as a philanthropy to being run as a corporation. But these corporations aren’t selling just another widget. They’re putting a price on human health. The health care industry is now the country’s biggest employer. And those employees need to get paid. Throughout all of this is private capital, and lots of it. You would think that if hospitals are becoming more efficient the cost to consumers should go down too. But that hasn’t necessarily been the case. And a lot of that has to do with the billing system. Of course doctors need to get paid. There are admin costs and medical supplies and technology. But instead of this three page bill you’d get in Belgium, medical bills in the U.S. look more like this. I am my son’s secretary and I spent a lot of time taking care of just just medical bills ,and phone calls, and that type of thing. We talk a lot about the billers and the coders and the consultants who really are removed from health care. They’re not there because they care about health, they’re there because they see a business opportunity. And you know you can’t blame them in the sense that that’s what their companies are supposed to do. They’re looking for business, so a collection agency that does health care, you know to them a bill is a bill is a bill. They don’t care if it’s for somebody’s heart transplant or someone who was not very judicious and spent a lot more money on a Rolex watch that they couldn’t afford. It’s a bill. But how come those bills are so long? It has to do with something doctors call unbundling. Think of it like buying a plane ticket. You pay for the ticket itself, but there are a lot of extra charges squeezed into your final bill. $30 for a checked bag. $50 for a few extra inches of leg room and another $3 for water. You get the gist. People get irate about it in an airline ticket but in healthcare we’ve kind of come to accept it as, oh that’s just normal. And part of the reason I wrote the book is to say that’s not normal in other countries. Hospitals do this through a complex system of codes. New patient visit: 99201-05. Emergency room visit: 99281-85. Burn due to water skis on fire: V9107. Yeah there really is a code in case your water skis burst into flames, you know, as they do. Different codes mean different prices. Just take the codes for a laceration. You’ll be charged a different amount depending on the size of the cut, where it’s at on your body and how complex the suture is. Coding historically was about tracking diseases., right. But in the U.S., pretty much alone, how you code a patient interaction is a billing construct. Again something that would had scientific and medical purpose gets translated into a business asset. Every day we spend hours going through check boxes, typing notes, documenting things that we’re supposed to document for billing purposes, that we really don’t think improves patient care. The more that you spend time with computers, the more that we spend time billing, that means a lot less time for face to face interaction with our patients. And that’s why most of us got into medicine in the first place. There are benefits to taking down all that data. In theory, it can lead to better results in the long run. Doctors may find things later that they didn’t catch in the moment. But at the end of the day, it’s just not working in the U.S. Some doctors say they’re concerned about malpractice lawsuits, so they order more tests to protect themselves. Bills keep getting longer, and health outcomes aren’t always getting better. The American Hospital Association declined to comment on criticisms of the current hospital system. But they do have a fact sheet explaining that hospitals often don’t get paid the full amount that the bill. The AHA claims two-thirds of community hospitals lose money when the government pays Medicare and Medicaid bills. And that “the hospital payment system itself is broken.” And of course a big part of that health care spending is on drugs and supplies, both of which can be hard to get insurance to fully cover. Oh, thank you Luca. Can you show us what’s in that box? Are these your ostomy bags? So we get 10 per box and that lasts me about two and a half days. What they’re currently charging me is one $1,178 this month for those boxes. Thank you! Let’s talk about one of the biggest issues weighing on the pharma industry right now and that is drug prices. From $18 a tablet jumping to $750 a tablet a 4000 percentage just 24 hours. Do you feel badly about what’s happening? No in fact we’re increasing access to patients, Meg. We’ve all heard about Martin Shkreli raising the price of Daraprim. But what about Colchicine or Epinephrine? The prices of those drugs have both skyrocketed because one company has control over it. The response is usually the same, the companies need to raise prices to fund the research and development for the next drug. For the most part high priced drugs have patent protection from the government. They pretty much have a monopoly in a market so very often you have someone who needs a specific cancer drug. One company makes it, they’re the only company that makes it, no one else can make it. And since it might be absolutely necessary for your life, they’re in a position where they could charge anything they want. How is that possible? Well there’s not really anyone stopping it. Once people realized you can get away with this stuff it became a race to the top. It’s also important to remember that many of these costs are adding up during a very stressful time. Sometimes the people paying the bills aren’t even conscious. The analogy I often make is firefighters when they come to a burning house. So when your house is on fire, your family’s inside, you don’t want to be sitting there negotiating with firefighters. Oh you know I’m going to pay you $300,000 they want $400,000. That’s not how you want to do this. And often health care does have that character. Medical emergencies are chaotic. And health insurance is confusing. There are HMOs, PPOs, deductibles, copays and premiums to try and make sense of. You’d think that if people are insured, they shouldn’t have to pay that much out of pocket. But that’s not always the case. Not every doctor accepts every insurance plan. And some hospitals have staff employed by multiple third party companies. So one trip to the E.R. could get you five different bills and your insurance might only cover one. I actually stopped taking ambulances. Really. We had one really really close call where Luca was pretty unstable. We knew things were going south and we drove him to the hospital instead. I sat in the back and slowly increased the oxygen the entire ride and my husband was driving 120 mpg down 95 because it was faster and cheaper for us to do it that way. When you’re being slammed with those type of bills like you just can’t incur any extra costs. And I’m a nurse so I figured I was in the backseat and if I had to do chest compressions I was going to do chest compressions. Today nearly 30 million Americans are uninsured. That’s down from roughly 55 million in 2010 before the Affordable Care Act. But it’s still a higher percentage than countries like France, Japan and Israel. The insurance companies are supposed to be negotiating their prices lower because in a lot of cases they’re ultimately the ones footing the bill. But as we’ve seen over the last few decades, those costs can still get passed onto consumers. Health costs and contribute to all sorts of inequalities in society. So people who are poor or middle class even, they’re just one serious illness away from bankruptcy. So where do we go from here? Once there’s all this money sloshing around in the system there’s this kind of pile on effect where everyone wants to grab their bit of this huge pot of money. And now what we have as we’re trying to take it back and reduce costs is everyone is desperately clinging to their piece of the pie. Of course, health care costs have the potential to impact your personal budget if you’re paying for insurance or when you get sick. But it also impacts the country’s bottom line. The government currently spends more than $1 trillion on health care. And the CBO expects spending on Medicare and Medicaid to double in the next 10 years. That’s not just because the population is getting older. A large part of that spending will come from health care getting more expensive. There’s no magic solution as to what to do next. But people are at least starting to think about the steps it will take to turn things around. One is having a lot more transparency. Both doctors and patients and their families should have an understanding of roughly what it’s going to cost. Alternative route, having some sort of government manufacturing facility so that you could say to Shkreli’s: “OK you want to do that, guess what? Next week, we’re going to be on the market and we’re going be selling this stuff for a dollar two dollars a pill.” Peekaboo. (laugh) Ready. Peekaboo. There is a very very strong possibility that Luca will need a second lung transplant before he’s ten years old. He’s already had one and they will list him for a second. And right now the policies in our health care system is they do not list him for a third. So I do not know if I will see my child ever hit his teens or early 20s. It’s pretty scary. Like I don’t know if I’ll ever see him get married. It’s just so unknown.

100 thoughts on “Why Medical Bills In The US Are So Expensive

  1. The American healthcare system is in the process of collapsing.
    That’s a good thing.
    I’m rather conservative on many things but to not have universal healthcare for our citizens is not only devastating but also a travesty.

    A country that cannot and will not take care of its citizenry’s basic health needs is destined to fail.
    Notice I said our citizens not the undocumented.

  2. Has anyone ever thought of a more holistic approach? Vegan lifestyle, meditation, fasting. Increasing the bodies own immune response to heal itself would drastically reduce cost for everyone and possibly take out the need for pharmaceuticals all together.

  3. America is a fantastic country with fantastic opportunities great people but it's an absolute disgrace that they still charging their own citizens to pay for healthcare it's just a disgrace

  4. What system has served the costumer the best?
    What system has reduced prices, increased quality, and mass produced new ideas to everyone willing to accept the system?

    Free market capitalism

  5. In my eyes the US is the most developed 3rd world country I'm from France and in France universal healthcare is a given, no party still argue about it, we have that healthcare system since just before WWII.

    You are the only developed country with an average lifespan decreasing, you are the only developed country with a percentage of child mortality that high, you are the only developed country with 40% of obesity, you are the only developed county where you can go bankrupt because of being sick, you are one of the only developed country with where you need to sell your organs to get an education, you are the only developed country with an homicid rate that high 5.0 per 100k inhab and the second highest of the develeped world is israel with 1.9 per 100k inhab ( if you take isreal as a developed nation),you have the most expensive and ineffective healthcare its almost two times more expensive than the french one, yet you still want to keep it for some unknown reason.

  6. Government medicare isn't the best answer either, because all those costs are uploaded and dumped on the taxpayer. Hospitals and doctors will try to milk the system even more as decisions are made by politicians FOR POLITICAL BENEFITS. It will turn into how it was in the Soviet Union. Waiting lists for everything and a GIGANTIC bureaucracy that swallows up the money. European countries are a good example. They have a mixed system and spend less money than the USA.

  7. "There is no magical solution." that is incorrect. simply vastly restore government-funded open-source public domain R&D. completely subsidize medical labs making public domain drugs and medical equipment. give everybody qualified a full-ride scholarship to become a doctor or researcher. ban insurance companies and for-profit drugs… take all the researchers who get paid little anyway, from the for-profit drug companies, and give them their own open-source public domain labs to continue their research. it's really easy, actually.

  8. She’s lucky that her baby was born in America and insurance picked up the Bill,if it was the NHS in UK they would have let the little baby die.Social medicine in Europe is a disaster.
    It was a good idea in the 50,s and 60,s now we have the lowest standard of medical care in Europe,
    Even Romania or Poland is better.
    America’s idea was good but the greedy doctors,hospitals and drug companies were let get out of control.

  9. OMG,Checkout my free healthcare experience in RUSSIA on MY CHANNEL. I still believe country’s need to protect their citizens with free healthcare 💪🏿

  10. The USA does not have a health care system. It has an insurance industry, which is entirely different. To say that the health insurance industry is a health care system is akin to saying that your auto insurance is your car care system.

  11. In theory, free-market capitalism should have made the prices go down. Except that for some reason, it didn't. Why? Well, first, let's start with the lobbyists who are majorly from health insurance and pharmaceutical corporations, and a lack of government oversight that allows them to charge $200 for a drug that was produced for $2 and would cost no more than $20 in a normal Western country. Then, hospitals trying to profit as well from the situation by buying from those same corporations and reselling at an even higher price, so that $200 medication from the pharmaceutical company becomes a $600 medication in the hospital; also, the complete lack of price transparency at hospitals which can charge (eg. from Mayo clinic's website) anywhere from $200k to $19 MILLION for a heart transplant, and that's how they operate for any service provided; the lower charge will go to medicare and medicaid people, but if you have a private insurance, or God forbid, are uninsured, you're screwed. When you come to the hospital in a coma, passed-out, scared, anxious, you don't have time to think about the price, and that's how they rip you off your savings. Finally, the human nature: when a $1000 new iPhone is too expensive for you, you just won't buy it, but when your health is at stake, you will do anything possible even if it's to live one more day. If a shot of insulin costs $1000, you'll buy it… if it costs $10,000, you'll sell your car and buy it… if it costs $100,000, you'll sell your home and buy it… if it costs $1,000,000, you'll rob a bank and buy it. And that, my dear Americans, the insurance companies, pharmaceutical corporations, healthcare facilities and doctors know it! And America is not ruled by capitalism, it is ruled by corporatism (monopolies and oligopolies), and all of that has been achieved through lobbying.

  12. America is a shitghole country. I think it is fairly obvious at this point. no one truly owns anything or can afford anything.

  13. When the medical industry is regulated, the US economy will collapse. That is how large money is involved in the medical and pharmaceutical industry industries

  14. Where was Saint Jude's? Medical industry puts us in a position to chose our health or put a roof over our kids heads…..so wrong!!!

  15. Hospitals and doctors are not a free market. Medical in America is a nasty mix of free market and socialism. Doctors and hospitals are constantly committing fraud. Charge you the price of a box of gloves when they used one pair, etc. Doctors with patients on federal/state paid medical hit the jackpot and schedule countless pointless test and procedures. Hospitals say they are losing so much money yet the doctors are driving $200k cars, live in a $800k house, etc. Free medicare for all will be a wide open door to give that doctor a $300k car, $1.5M house over night.

  16. Please vote for a president who’s fighting for universal healthcare next. I don’t care if you think that makes us a socialist nation or whatever. We have to do better than this. This is coming from a person who grew up with a very sick mother who couldn’t afford her medication. I even had my tonsils removed once and couldn’t afford the antibiotics. There just has to be a better plan. And I will pay higher taxes if it meant that no one had to suffer for their medical bills again. We are all one. We have to look after each other and do better.

  17. Spaniard here. Past year, a friend of mine was diagnosed a severe heart condition and had to undergo surgery and get a heart transplant. Lots of diagnostic tests, the surgery, then a ton of meds and follow-up visits and whatnot. He paid 0€ out of his pocket for all that (he only pay for his meds, around 40€ per month). This same scenario in the US would have ended with a … 500k? 700k? 1m? bill and my friend bankrupt for life. Bottom line: The US is a great country (and I mean GREAT) for the wealthy. Me being middle class, I'd rather stay in Europe.

  18. A few years ago I had a base case of the flu. I went to my doctor and he prescribed me Thamaflu. I went to the Pharmacy to get it and they at first thought I did not have insurance. They wanted to charge me $700 for it. Then they realized they made a mistake on the order and realized I do have insurance…… $50 bucks. Uhhhh okay!

  19. Easy to deal with! Socialized Medicine! Just like 90% of the 1st world countries! My insurance company is Bankruptcy. I can’t afford Health insurance and my company doesn’t provide it. This proves how F**ked up this country is.

  20. How it works:
    Hospitals charge insane prices.
    They then turn around and give insurance companies huge discounts.
    If you show up without insurance you are screwed.
    The insurance companies then charge you insane prices and say look how much money we save you when you go to the hospital.
    It's just one big scam and they are all working on it together.
    Now we have insurance company owned hospitals and places you can get care that will only deliver services at a fair price if you don't have insurance but none of those places are hospitals.
    Let us not forget all the kick backs to the politicians that not only allow it to happen but help make it happen.
    Why can't I just go to a guy who has a one year education on setting broken bones if I break a bone? It's illegal that's why.

  21. 50,000.00 for a 3 day stay for alleged heart attack. Went back 3 weeks after released and they told me I didn’t suffer any heart attack after all and went by the blood test results but still changed the money 🤷‍♂️ Welcome to American heath care !!! 💰

  22. The health care insurance CEO's in the USA each get more in annual bonuses than they will pay for heath care for a person their whole lifetime.. We pay, and pay, and pay..and still have the poor medical care and the worst health of all the rich countries.. Our Government does not protect the environment for the safety and health of it's population because they have nothing to lose. The health care insurance companies…use our high health care insurance payments to lobby against us instead of using it for our health care..

  23. I see why Canada subsidized medical drugs – it's getting to be a burden for them to avoid subsidizing them. That's kinda not really good though. There's a monopoly, just like in Japan, and a scarcity resulting in high medical bills. There needs to be better citizen knowledge, and more committees to check how much can be automated, and out of cost, and therefore how much costs can be slashed. In particular, more assembly of doctors, though private clinics are also good. The committees are the essentials when it comes to these private sectors.

  24. There might be issues with our medical system but I'd rather have the private sector handle my health care than let my life be dictated by the government

  25. As what I know the bill is not real coz insurance company won't pay that much (e.g. if the bill says $3M, insurance company may only need to pay $150,000 to hospital). If you have no insurance, you have to pay as much as the bill says ($3M). And that's how the whole system gives citizens "incentive" to join it.

  26. It’s sad when even the healthcare system becomes all about business and money. Money – a piece of paper becomes more important than a life

  27. I know my job field may not be as in demand as others in different countries. But if our country can’t get its self going in the right direction. I hope I can get a work visa elsewhere. It’s sad… under tricare I paid $19.02 for a surgery that usually a regular civilian had to pay $33,000 on avg for. And why do I pay 25 to see and outside provider while people have to pay 50 to see an inside provider. The way the system is is so unfair. And in a few weeks I’ll be thrown into the regular healthcare system where I too will have to worry about when I should and should not go to the hospital because the forever increasing costs of healthcare. Smh

  28. Below the america dream lies a catch! As a shareholder this is amazing and cant get any better, as a patient it's better to travel to a third world country before getting bankrupt. A tough life for a middle class earner. Poor has no place in society!

  29. Luke is actually an example of why healthcare costs are high. Previously, babies born with defects would simply die. Infant moralities were high, and the strongest people survived. Here, $4 million was spent in the first few months of Luke's life – something which wouldn't have happened in the past, since Luke would have simply died. Sometimes, I wonder whether it's worth spending so much saving a newborn with defects when you can simply have another child and spend way less.

  30. This is why Britain is soon much better than america. The U.S is too money oriented, hardly something to be proud of. Britain on the other hand, actually cares for their sick. We put people first.

  31. Regulations are highly needed in public sectors. Enough said. Just unfettered capitalism is the reason why these things are happening.

  32. Pharmacies and medical insurance companies are to be regulated . And this whole idea that for any small condition you need drugs is ridiculous. Sometimes it is better not to use drugs and just make nature take it's course.

  33. Don't get B. S.'d the doctor and the insurance are the same people, truckers insure truckers, plumbers insure plumbers and Doctors insure Doctors. Doctors own the hospitals and Doctors are grabbing everything they can get. When you complain to your Doctor about insurance you might as well be complaining to the Pope about Catholicism. It ain't going nowhere.

  34. Wow this family case study is a bit on the extreme. This kid needed millions there has to be statistics on the different percentages of how few cost so much as percentages. The only thing I had growing up was a little bit of asthma

  35. You should look into becoming breatharian or to live without food or water. Once your in that state, there’s really no such thing as the body becoming ill.

  36. I agree the prices/consistency of insurance and drugs is a severe problem. Then again, you have to look at the big picture. Baby Luca probably wouldn’t have survived half a century ago. Better healthcare requires more money

  37. I got joint problems that limited myself from walking and tooth decay, in American easy cost for treatment of both 100,000 $
    I came to Thailand, stay in a nice hotel near the hospital, got check and good food in my room, barely moved, for 3,000usd, now i can walk and my teeth like new.

  38. If you or someone you know has medical bills they cannot pay or surgeries they need, email [email protected], we will teach you how to outsource your major bills in the US(Outsourcing is what the best companies do, and YOU can do it too)

  39. Health is always a costly MAINTAINANCE if you wish special Care with authentic medicines.
    AUTHENTIC MEDICAL CARE means an Experienced & well Educated Doctor is needed for Treatment.
    CAN you under-go HEALTH TREATMENT from a DOCTOR who is not
    well-educated ??????
    Or has little knowledge or has just passed EXAMINATIONS and do not have much Experience in Variety of PATIENTS AILMENTS HANDLING ???????
    Each medicine inspite of been Original acts differently on every Human Being who consumes the Medicine.
    [[[[[[Reason is simple=your body metabolism & other reactions(alergic symptoms) reduce the effectiveness of medicines.
    ♒🔯🔯 ♏♐♒♑♈♐ ♋♋♋♋
    So same medicine work differently on each patients. Otherwise all RICH MAN in the world would have never DIED DEATH . They would had been Enjoying Life Luxuries even in the ICU of HOSPITALS.

    MEDICAL CARE means well-educated DOCTORS TEAM.

  40. I wouldn’t mind relocating to Canada. I wouldn’t mind switching from a president to a prime minister. I’ll gladly learn the Canadian National Anthem.

  41. Why is it expensive? Conservative vulture capitalism has created a system where the primary objective is not health care but profit.

  42. Does this report sound true to usa citizens?

  43. Free government health care sounds nice but with the gigantic size of the US, itd be to expensive on the taxpayer.
    With how parents work in the US, these drug companies get away with immensely over charging their consumers.
    I believe what the US needs is to reform how patents work with these drug companies or just have the drug market unable to make patents.
    Of course there’s other ways but those two are what I came up with on the fly but with how unpopular free healthcare is in the US, changing how drug companies work is a simpler solution in comparison. Though, you’d still need to get through Congress :/

  44. I’m in the USA at the moment. I went to an NFL game, and New York/Presbyterian hospital was advertising.

    My questions:
    *Why would a hospital need to advertise??
    *How can they afford to advertise when all money should be going into caring for the people??
    *Why do they charge so much for simple procedures??

  45. But people blame the insurance carriers!!! Ahem…cough cough Obamacare- yet fix nothing that the docs and hospitals and pharmaceutical companies charge- it’s insane. As a health insurance agent I’ve literally seen our healthcare system fail terribly over the last 5 years – under Obama’s admin!!

  46. Many things too look at here. America does not use Quality adjusted Life like the European models have. This child would not have had all these procedures done in the E U. The U.S system is strictly based on profit and nothing else. I have been a Radiology Tech MRI, C.T. AND X-ray, Billing, Coding

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  48. I looked it up and the most expensive operation on the NHS is brain surgery (on a child) which is GBP£40,936-USD$51,305 (on an adult it is GBP£22,469-USD$28,160). That's operation and aftercare.
    This is money not paid out directly by the patient or family but using universal healthcare.
    But people in the U.S. pay very large amounts for medical insurance and still receive massive bills because co-pay, out of procedure bills, out of network costs, etc…
    In the U.S. a regular birth with no complications can be USD$30,000.
    Yet there are still a great number of Americans who denounce universal healthcare with a common reply being, 'why should I pay for someone else being sick'. Well, that's what your doing with medical insurance, only your now putting your money to use the best way possible.
    This isn't a question anyone should be getting wrong.

  49. It's so sad that the mom has to risk analyse even during emergency and think of money money money even when her kid is critical and has to choose going by her own vehicle and risk her son going in cardiac arrest and her to maybe have to do chest compressions!!
    She is a nurse so can take a chance like this….most others can't!

  50. The baby is so smart and adorable it breaks my heart to know for certain that he has an uncertain future like his mom said…!!!
    My wishes and love for this and many other young ones struggling at such an age!and to their parents.!!

    Just look at their struggle….the system is royally screwing them and they can't do anything…and still America is bold enough to debate on Abortions and go against it!!!

    I MEAN SERIOUSLY!! look at your system….the parents are dying under burden…the kids can't get enough care and you want more to be born! I know not all families have really ill kids but somewhere down the line something can happen …who knows…and you are forcing people to become parents who may not be able to bear the burden…and then what…it's more pressure on a system that is already broken!!

  51. Imagine the American way of healthcare, agriculture and school system spreading your country, each turning a basic human need that needs to be filled primarily on MORAL grounds into an opportunity for unlimited GREED leaving people sick, eating dangerous things and not knowledgeable about the world. In fact … you do not need to imagine it. It is happening globally.

  52. Well the insurance companies pay most all of it, you don't have waiting lines, your problem will most likely get solved and you will probably be treated with state of the art last gen technology. In my country where public healthcare is "free" (we are paying the state theft… i mean taxes after all) most people who depend on it have to wait three months for an appointment, a year for a procedure, many of them with more complicated conditions have to get treatments in private hospitals paid by the health care system where there is margin for corruption and tax money theft and they will most likely get treated with the cheapest method available. Here a hospital will receive about 10$ for a appointment from a patient from the public health system while a private appointment is about 250$ in the most expensive fields and the insurance companies cover all of it. And people die waiting in lines for the "free" healthcare.

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